Rules into decisions. Exposure, closed.
Regulatory-risk and compliance work built the way the litigation practice was built: statutes and regulations read for a living, risk assessed and broken into parts that can be acted on, the fine distinctions drawn that decide outcomes, and the complex made simple for the people who have to decide. Three years advising clients in banking, payments, e-commerce, and insurance on regulatory compliance, written opinions, and responses to statutory and regulatory notices, carried on legal thinking tested in over 250 argued matters.
The advisory record.
In the independent practice, since 2022: identifying applicable statutory and regulatory requirements, assessing exposure early, and recommending mitigation actions so that disputes are avoided or narrowed; drafting legal opinions, advisory notes, notices, replies, and submissions to strict statutory timelines; and translating complex requirements into plain-language guidance for non-lawyer decision-makers, working with clients' finance and management contacts so that advice is acted on.
Through the Bharat Litigation Law advisory engagement (2023–2026, concluded; advisory, not counsel on record), he led legal and regulatory analysis for clients in banking, payments, e-commerce, and insurance: identification of applicable requirements, fact and evidence analysis, risk assessment, legal opinions, and responses to statutory and regulatory notices. On a complex multi-jurisdictional engagement he authored the partner decision memorandum: options with risk, cost, and time profiles, a phased operational plan with owners, a cost analysis, a ten-item risk matrix, and the decisions required, the management reporting form in which advice becomes a decision.
- Third-party due diligence & vendor engagement. Due diligence for forensic-laboratory vendors: statutory notification and accreditation verified before engagement; written scope, NDA, chain-of-custody and output requirements; pass-through costs disclosed to the client.
- Policies, procedures & SOPs. Designed document control and quality procedures: matter coding, version control, privilege-marking rules, dual sign-off, and a mandatory independent verification pass before release.
- Conflicts of interest analysis. Conflicts identification and analysis as a standing element of engagement intake and advisory work.
- Cross-functional stakeholder engagement. Advice framed for finance, management, and operational contacts, not only for lawyers: qualitative analysis, issue identification, and written and verbal communication calibrated to the decision-maker.
Payments fraud and unauthorised-transaction liability.
In a cyber-fraud and unauthorised electronic transaction matter against a public-sector bank before the Allahabad High Court (Writ-C No. 24192 of 2022; Review No. 276 of 2025, 2025:AHC:156523-DB), he argued the RBI customer-liability framework for unauthorised electronic transactions, SIM-swap and IP-mismatch forensic evidence, crypto-wallet layering, and the bank's non-disclosure of police findings. The matter is the practice's working knowledge of payments-fraud allocation rules applied where it counts: against the record, under adversarial testing.
The 2026 compliance & privacy programme.
In 2026 he built a structured compliance, privacy, and governance programme with a competency ledger, to carry the advisory record into the day-to-day work of a corporate compliance and ethics function. The programme is self-directed study, applied through written exercises, and is stated here as exactly that.
- Compliance & ethics programme. Programme design, day-to-day initiatives, deliverables, and reporting; code of conduct; ethical culture and awareness campaigns.
- Disclosure review. Gifts & entertainment and conflicts of interest disclosure review.
- Monitoring, testing & training. Compliance monitoring and testing; compliance training and e-learning materials.
- Anti-bribery & anti-corruption. ABAC principles and their programme expression.
- Privacy regimes. EU GDPR; Thailand PDPA; India’s Digital Personal Data Protection Act 2023.
The programme was applied through written compliance exercises on a fictional travel-fintech wallet across five jurisdictions, a self-designed simulation, not employment, and produced a compliance-function field manual and a compliance and privacy lexicon of roughly 230 terms. A working paper on compliance-by-design and control-lineage architecture for multi-jurisdiction travel-payments platforms, built from public regulatory sources, is in preparation; it is recorded on the Research page.
Integrity, demonstrated in public.
The compliance temperament this work claims is not asserted; it is published: integrity and ethical judgment, exercised on the record. AI is used in the practice under a documented supervision standard, with a written authority-verification control of his own design: every cited authority checked against its primary source before use, with the check documented. The Register of AI-Fabricated Authority runs on the same discipline in public, with a taxonomy, sourced entries, a version history, and corrections recorded against it, and the Standard page publishes the supervision framework in full. Continuous improvement through digital tools, with human verification retained.
Enquiries on regulatory-risk, compliance, and privacy matters may be directed through the contact form or to shivam@advshivamshukla.in.